Welcome!

The Green Home Advantage, LLC (TGHA) provides energy ratings and certifications for clients pursuing a wide array of financial incentives for multifamily and commercial projects.  Our specialty is finding creative solutions to lower construction costs while still delivering the “green” certifications that many projects require, like these:


TGHA provides high-quality, low-cost services for the following:

  • Multi-family developers seeking financial incentives under the HUD MIP or LIHTC programs, in addition to Fannie Mae Green Financing and Freddie Mac Green Advantage loans
  • Multi-family builders who require IBC-compliant certifications for whole-house and/or duct leakage testing
  • Single-family builders who require IRC-compliant certifications for whole-house and/or duct leakage testing
  • Commercial property owners seeking Section 179D tax deductions for lighting system upgrades

HUD MORTGAGE INSURANCE PREMIUM (MIP) REDUCTIONS.  Since April 2016, HUD has offered significant MIP rate reductions for Federal Housing Administration (FHA) insured multifamily loans secured by buildings that attain “green” certification, among other requirements.  Annual MIP rates are typically reduced to 25 basis points from the previous rates (generally between 45 and 70 basis points).  The rate reductions apply to multifamily new construction, renovation, refinance, purchase, or seniors’ housing.

Energy Efficiency Requirements.  Depending on its nature (new construction, refinance, etc.), each project must achieve certification under a “green” program like the National Green Building Standard (NGBS), ENERGY STAR for Homes, LEED and Enterprise Green Communities AND/OR an ENERGY STAR Portfolio Manager score.

TGHA’s Role.  TGHA maintains current qualifications to provide certifications for developers and/or builders under all of the green programs identified above.  For more information or bid proposals, please contact Tim Hansen at Tim@TheGreenHomeAdvantage.com or 318-210-4972.

LOW INCOME HOUSING TAX CREDIT (LIHTC) PROGRAM.  Implemented in 1986 by Section 42 of the Internal Revenue Code, the Internal Revenue Service allocates funds to each State on a per capita basis.  Each State’s housing agency (e.g., the Louisiana Housing Corporation) allocates these funds as tax credits to developers.  Investors buy these tax credits in qualified housing projects, creating cash equity for the developers, thereby reducing their project debt burden.  Two levels of tax credits are available: the first at 9% of depreciable basis, competitively allocated, and the second at 4% of depreciable basis, which comes with state bond financing.

Energy Efficiency Requirements.  In order to achieve eligibility for either level of low income housing tax credits on new construction or rehabilitation projects, developers must comply with the energy efficiency requirements that each State’s housing agency is tasked to establish.  Most agencies require certification under one of the nationally-recognized “green” programs like the National Green Building Standard (NGBS), ENERGY STAR for Homes, LEED and Enterprise Green Communities.

TGHA’s Role.  TGHA maintains current qualifications to provide certifications for developers and/or builders under all of the green programs identified above.  For more information or bid proposals, please contact Tim Hansen at Tim@TheGreenHomeAdvantage.com or 318-210-4972.

IBC-COMPLIANT MULTI-FAMILY INFILTRATION AND/OR DUCT LEAKAGE TESTING.  Most States have adopted a version of the International Building Code (IBC) that requires performance testing (whole-house infiltration and/or duct leakage) on multi-family projects by a qualified energy rater.

TGHA’s Role.  TGHA maintains current qualifications to provide code-compliance certifications for builders under all IECC versions contained in the various IBC versions. For our testing fee schedule, please contact Bruce Phillips at Bruce@TheGreenHomeAdvantage.com or 318-573-1281.

IRC-COMPLIANT SINGLE FAMILY INFILTRATION AND/OR DUCT LEAKAGE TESTING.  Most States have adopted a version of the International Residential Code (IRC) that requires performance testing (whole-house infiltration and/or duct leakage) by a qualified energy rater.

TGHA’s Role.  TGHA maintains current qualifications to provide code-compliance certifications for builders under all IECC versions contained in the various IRC versions.  For single-family projects, our normal operational area is restricted to the northern half of Louisiana.  For our testing fee schedule, please contact Bruce Phillips at Bruce@TheGreenHomeAdvantage.com or 318-573-1281.

SECTION 179D TAX DEDUCTIONS FOR LED LIGHTING SYSTEM UPGRADES.  Established for new and existing buildings by the Energy Policy Act (EPACT) of 2005, Section 179D Energy Efficient Commercial Buildings Deduction provides a tax deduction for energy efficiency improvements up to $0.60 per square foot of the affected building area for lighting system upgrades that meet certain eligibility requirements; principally a reduction in lighting power density of at least 25% (compared to the 90.1 reference building).  Almost all LED retrofit projects achieve this reduction.

TGHA’s Role.  TGHA maintains current qualifications to provide 179D certifications for lighting upgrades to both commercial and government properties.  Our normal operational area covers the entire State of Louisiana and certain jurisdictions in Texas.  For more information or bid proposals, please contact Tim Hansen at Tim@TheGreenHomeAdvantage.com or 318-210-4972.

Current Status.  On December 18, 2015, Congress passed and the President signed HR 2029, “Consolidated Appropriations Act of 2015.”  Included in the legislation was a provision that reinstated the deduction for 2015 and 2016.  Consequently, the 179D tax deduction is currently expired but Congress is expected to again renew it (retroactively to January 1, 2017), as they have numerous times in the past.